HBM Corporation Review – Legit Company or Huge Scam? Find Out Here.

Welcome to my HBM Corporation Review!

Want to start a new adventure with a new online company, but don’t know where to start?

I always encourage potential investors to thoroughly research any company you are thinking of joining.

Having all the details before you sign up is the biggest part of the battle…

And it’s the smartest way to play the market and come out on top!

In this blog, I will walk you through the most important things you need to know about this company, including its background, the products they are offering and the compensation plan you can be apart of.

So, let’s not waste any time!

Let’s get to the details!

HBM Corporation Review – The Company

HBM Corporation Review

When you visit the company website, there is no information posted online about the owner or the operator of the company.

“Higher Business Management LTD,” is the name provided on the incorporation certificate found in the “about” section of the company website.

On the 3^rd of October in 2017, Higher Business Management LTD was incorporated in the UK.

The sole Director of the company is listed as Michael McKinney.

HBM Corporation Reviews – The Products

HBM Corporation Products

HBM Corporation doesn’t have any products or services for affiliates to purchase or sell.

But anyone wanting to sign up as an affiliate with HBM Corporation can market the company affiliate membership.

The HBM Corporation Compensation Plan

Affiliates looking to take part in the company compensation plan are required to sign up and invest into the company.

Company affiliates need to invest capital (funds) for a promoted ROI:

HBM for All – Invest $100 to $100,000 and receive a 150% to 250% ROI over 365 days
Crypto HBM – Invest $100 to $1000 and receive a 6% weekly ROI for 24 weeks
VIP HBM – Invest $15,000 to $55,000 and receive a 6% weekly ROI for 24 weeks and then 4% per week for another 24 weeks

The company uses a unilevel compensation model to pay out referral commissions to its affiliates.

The unilevel compensation model puts an affiliate at the top of a unilevel team that places any personally sponsored affiliate on level 1 right underneath the original affiliate.

When a level 1 affiliate sponsors new affiliates, they are then put onto level 2 of the original affiliate’s unilevel team.

When a level 2 affiliate sponsors new affiliates, they are then placed onto level 3, and levels continue to be created like this down as many levels as are needed.

Referral commissions are paid out by the company based on capital (funds) invested in the unilevel team:

The amount of levels in the unilevel team an affiliate can earn referral commissions on will be determined by an affiliate’s rank:

Regular affiliates and Analysts receive 6% on level 1 (personally sponsored affiliates), 2% on level 2 and 1% on level 3
Junior Developers receive 8% on level 1, 3% on level 2 and 2% on levels 3 and 4
Architects receive 10% on level 1, 3% on level 2 and 2% on levels 3 to 6
Engineers receive 10% on level 1, 3% on level 2 and 2% on levels 3 to 9
Developers receive 10% on level 1, 3% on level 2, 2% on levels 3 to 9 and 1% on levels 10 and 11

Rank Achievement Bonus

HBM Corporation rewards affiliates for qualifying at 11 ranks as follows:

Analyst – Personally invest $500 and convince others to invest $10,000 and receive a $500 bonus
Junior Developer – Personally invest $1000 and convince others to invest $30,000 and receive a $1500 bonus
Architect – Personally invest $5000 and convince others to invest $100,000 and receive a $5000 bonus
Engineer – Personally invest $10,000 and convince others to invest $250,000 and receive a $10,000 bonus
Developer – Personally invest $20,000 and convince others to invest $500,000 and receive a $20,000 bonus
Team Leader – Personally invest $40,000 and convince others to invest $1,000,000 and receive a $50,000 bonus
Senior – Personally invest $60,000 and convince others to invest $2,000,000 and receive a $80,000 bonus
Explorer – Personally invest $70,000 and convince others to invest $3,000,000 and receive a $150,000 bonus
Manager – Personally invest $100,000 and convince others to invest $5,000,000 and receive a $250,000 bonus
Chief Officer – Personally invest $200,000 and convince others to invest $10,000,000 and receive a $500,000 bonus
Gold – Personally invest $300,000 and convince others to invest $50,000,000 and receive a $1,000,000 bonus

NOTE: Considered to be accumulative are both the group capital invested and personally invested amounts.

Cost To Join HBM Corporation

The cost to join HBM Corporation as an affiliate is a $100 investment in a company membership.

Verdict of HBM Corporation

Great, you’ve made it to the end my review, and after my research I can say that I do not think this company is 100% legit…

The company says they use a “network of pawn shops” and “financial services” to generate external revenue for their ROI payouts.

However, there is no proof of the company’s involvement in either strategy for earning external revenue.

The company fails the test used to determine legitimacy of the company, thus classifying it as a Ponzi scam.

If the company had the ability to source enough revenue to achieve a yearly ROI of 300%, then why are they asking for money from internet investors?

Why are they also reducing achieved revenue with referral commissions, rank bonuses and splitting generated returns with their affiliates?

This company brings up more questions, than answers offered…

The reason we are forced to keep asking questions is because the business plan laid out by the company doesn’t make sense and we are only able to really see one source of revenue, which would be new investments made from new affiliates.

When the company uses new investments to payout prior affiliates their owed 300% ROI yearly, it makes the company a Ponzi scam, for sure.

And in any Ponzi scam, when new affiliate sponsorship slows, so will the company’s ability to collect new investments.

This will then slow the total collection of ROI revenue, then cutting down the company’s ability to fulfill ROI promises, eventually leading to failure because no one will be making money from this business opportunity.

My advice? Be careful with this company as you are likely to lose your investment…

I hope you enjoyed my HBM Corporation review and if you have any questions, please leave them in the comments below…